MCQ QUIZ | BANKING MCQ | SET 1

 MCQ QUIZ | BANKING MCQ| SET 1

MCQ QUIZ | BANKING  MCQ | SET 1
    MCQ on Banking is as follows👇

    MCQ Quiz on Banking Set 1 consist 30 MCQs. It helps you to increase general knowledge regarding Banking.
MCQ QUIZ | BANKING  MCQ 1 To 5 👇
MCQ1) The Largest and Oldest Bank, still in actuality is
A) Punjab National Bank
B) Reserve Bank of India
C) State Bank of India
D) None of The Above

MCQ.2) Banks estimate a credit offer grounded on which of the parameters?
i) character, capital, condition
ii) capacity, collateral
iii) capital, collateral
iv) capacity, compliance
A) i
B) Ii
C) i, iv
D) i, ii

MCQ.3) As per prudential morals bank means aren't classified as
A) Standard means
B) Quality means
C) Doubtful means
D) Loss means

MCQ.4) Banking Regulation Act, was legislated to regulate
A) Reserve Bank of India
B) banking companies
C) collaborative land development banks
D) primary agrarian credit societies

MCQ.5) Onsite examinations of banks is grounded on­­­­­­­­­ methodology.
A) CRISIL
B) CAMELS
C) CCIL
D)LFAR

MCQ QUIZ | BANKING  MCQ 6 To 10 👇

MCQ.6) credit threat is
A) dereliction of the banker to maintain CRR
B) dereliction of the banker to issue credit card
C) dereliction of the banker to release credit to the borrower on time
D) dereliction of the client to repay the loan

MCQ.7) Collateral securities can be?
A) Palpable
B) Impalpable in the shape of particular guarantee of a third party
C) security given to get credit installations/ loan
D) All of the below
E) None of the below

MCQ.8) The Short­ Term Crop Loan given to Growers are generally for a period of?
A) 3 months
B) 6 months
C) 9 months
D) 12 months
E) 15 months

MCQ.9) Which of the following is a borrowing installation/ loan advance?
A) Term finance
B) Performance guarantee
C) Bill entered under letter of credit
D) All the below
E) None of the below

MCQ.10) Pledge of advance is made against?
A) Gold
B) Goods
C) Coins and notes
D) All the below
E) None of the below

MCQ QUIZ | BANKING  MCQ 11 To 15 👇

MCQ.11) What's the minimal period of medium and long­ term loans?
A) 12 months
B) 18 months
C) 24 months
D) 36 months
E) None of the below

MCQ.12) Identify which among the following isn't considered a Consumer loan product offered by Banks in India?
A) Particular Loan
B) Auto Loan
C) Consumer Durable Loan
D) Bank Overdraft
E) Home Loan

MCQ.13) The most parlous charge from a banker’s point of view is?
A) Pledge
B) Hypothecation
C) Mortgage
D) Lien
E) None of the below

MCQ.14) The rate between cash in hand and total means maintained by the bank is called
A) SBR (Statutory Bank Rate)
B) SLR (Statutory Liquidity Rate)
C) CBR (Central Bank Reserves)
D) CLR ( Central Liquidity Rate)

MCQ.15) Banking function centrally controlled by the
A) Central Bank
B) RBI
C) SBI
D) Both a and b

MCQ QUIZ | BANKING  MCQ 16 To 20 👇

MCQ.16) What's ‘Repo Rate’?
A) Is the rate at which the RBI lends to state government
B) Is the rate at which internalization aid agencies advance to RBI
C) Is the rate at which the RBI lends to banks
D) Is the rate at which the bank lends to RBI

MCQ.17) Liability side of the Bank Balance distance comprises
A) Capital and Reserves
B) Long­ term Arrears
C) Current Arrears
D) All of Above

MCQ.18) The Largest and Oldest Bank, still in actuality is
A) Punjab National Bank
B) Reserve Bank of India
C) State Bank of India
D) None of The Above

MCQ.19) First Bank established in India was
A) Bank of India
B) Bank of Hindustan
C) General Bank of India
D) None of The Above

MCQ.20) Slated Banks are classified into
A) State Bank of India and Its Associates
B) Nationalized Banks
C) Regional Rural Banks (RRB)
D) Foreign Banks
E) All of the Above

MCQ QUIZ | BANKING  MCQ 21 To 25 👇

MCQ.21) A listed bank is one that's listed in the of RBI Act, 1934.
A) first schedule
B) alternate schedule
C) third schedule
D) fourth schedule

MCQ.22) Which banks were set up with a view to develop the pastoral frugality by furnishing credit for the purpose of development of husbandry, trade, commerce, assiduity?
A) Payments Bank
B) Small Finance Bank
C) Regional Rural Banks
D) Original Area Banks

MCQ.23) Which is the first Regional Rural Bank in India?
A) Saurashtra Gramin Bank
B) Prathama Grameen Bank
C) Pallavan Grama Bank
D) Saptagiri Grameena Bank

MCQ.24) Which of the following is the Oldest Joint Stock Bank of India which is still working?
A) Allahabad Bank
B) Bank of Upper India
C) Patiala Bank
D) State Bank of India

MCQ.25) What's the minimal paid up capital a bank must have to be eligible for addition in the Alternate Schedule to the Reserve Bank of India Act, 1934?
. A) Rs 5 lakh
B) Rs 10 lakh
C) Rs 10 crore
D) Rs 5 crore

MCQ QUIZ | BANKING  MCQ 26 To 30 👇

MCQ.26) Which type of deposits gives loftiest rate of interest?
A) Current deposit
B) Fixed deposit
C) Recreating deposit
D) None of these

MCQ.27) Which bank deals with short­ term credit?
A) Agrarian bank
B) Marketable bank
C) Artificial bank
D) None of these

MCQ.28) Which of the following isn't the function of the marketable bank?
A) Issue of paper notes.
B) Acceptance of deposits
C) Advancing loans
D) Credit control

MCQ.29) Which of the following isn't a function of a Bank
A) To accept deposits
B) To waive loans
C) To grant advances
D) To supply input to growers

MCQ.30) Which of the following is known as a Savings Bank Account opened with a marketable bank with zero balance or veritably minimum balance?
A) Current Account
B) No­ frills Account
C) Fixed Deposit Bank Account
D) Students Savings Bank Account

MCQ Quiz on Banking MCQ SET 1 is below 👇

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